Harbourside Community Bank
 
Personal Deposit Accounts

FREE Checking With Interest
THE MAX! Checking
Gold Interest Checking
Personal Money Market
THE MAX! Money Market

Personal Savings
Certificates of Deposit
Individual Retirement Account
Additional Services

FREE Checking With Interest

  • No monthly maintenance fee
  • Unlimited checks and debit card usage
  • No minimum balance required
  • Interest earned on daily balances of $1,500.00 and greater

See our Terms and Conditions statement regarding this type of account.

THE MAX! Checking
For customers with a $5,000 daily balance in The MAX! checking or a combined total relationship of  $15,000* 

  • No monthly maintenance fee
  • Unlimited checks and debit card usage
  • PREMIUM interest earned on daily balance
  • FREE wallet checks
  • FREE ATM withdrawals at other bank ATM machines (4 per month)
  • FREE Travelers checks and official checks
  • Discounted safe deposit box
  • Preferred Certificate of Deposit rates

 

See our Terms and Conditions statement regarding this type of account.

Gold Interest Checking
If you are 50 or older, take advantage of our premium account services package

  • No monthly maintenance fee
  • Unlimited checks and debit card usage
  • No minimum balance required
  • Premium interest earned on daily balance
  • FREE wallet checks
  • FREE Travelers and official checks
  • Discounted safe deposit box
  • Preferred Certificate of Deposit rates

See our Terms and Conditions statement regarding this type of account.

Personal Money Market
Earn a premium interest rate with easy access to your funds

  • No monthly maintenance fee if you maintain a $1,000.00 minimum daily balance or a $2,500.00 minimum average daily balance (otherwise, $6 per month)
  • Money Market rates paid on your daily balance
  • Withdrawals limited to six per statement cycle, with no more than three by check, draft or similar order to third parties; each additional withdrawal is $5.

See our Terms and Conditions statement regarding this type of account.

THE MAX! Money Market

  • No monthly maintenance fee if you maintain a
  • $10,000 average daily balance (otherwise, $15 per month)
  • Premium Money Market rates paid on your daily balance
  • Withdrawals limited to six per statement
  • cycle, with no more than three by check, draft or
  • similar order to third parties; each additional withdrawal is $5.

See our Terms and Conditions statement regarding this type of account.

Personal Savings

  • No maintenance fee if you maintain a minimum daily balance of $100.00 (otherwise, $6 per month)
  • Three free withdrawals per calendar quarter and only $2.00 for each additional withdrawal

See our Terms and Conditions statement regarding this type of account.

Certificates of Deposit

  • Earn competitive fixed interest rates with as little as $500.00
  • Choose a maturity term from 7 days to 5 years
  • Three convenient ways to receive interest: by check, direct deposit into Harbourside Community Bank account or add interest back to principal

Individual Retirement Account
Plan your retirement nest egg with an easy to manage IRA.

  • Invest in a fixed rate CD in the form of a retirement account
  • Roth and Education IRA's available
  • Enjoy the benefit of tax-deferred interest

Additional Services
We also offer the following services to complement your banking needs:

  • Free Online Banking
  • Free 24-Hour Telephone Banking
  • Visa Check Cards
  • ATM Cards
  • Saturday Banking
  • Safe Deposit Boxes
  • Trust Services
  • Night Depository
  • Bank By Mail
  • Notary Service
  • Two Convenient, Full Service Offices