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Commercial Deposit Accounts
Harbourside Community Bank is committed to helping businesses grow in our community
Large or small, we can meet the needs of any size business. From checking accounts to loans, Harbourside Community Bank is here to assist you in reaching your business goals.
Business Checking
Harbourside Community Bank provides an economical method of depositing funds and writing checks, while maintaining a detailed record of all transactions. Service fees are based upon an analysis of account activity. A credit is calculated for your average monthly balance and may offset activity charges. If the activity charges exceed the credit amount, your account will be charged the difference.
See our Terms and Conditions Statement regarding this type of account.
FREE Business Checking
Ideal for the small business owner
- No monthly maintenance fee
- First 200 items free
- Fee for items over 200..........$.15 per item
See our Terms and Conditions Statement regarding this type of account.
Business Interest Checking
Our business checking account that pays you interest!
- No monthly maintenance fee if you maintain a $3,000.00 minimum average daily balance
- Interest paid on your collected balance
- $10.00 monthly maintenance fee plus $.15 per debit, $.50 per deposit and $.09 per check deposited if your minimum average daily balance is less than $3,000.00
- Federal regulations permit only sole proprietorships, non-profit organizations and certain pension and escrow accounts to maintain a Business Interest Checking account.
See our Terms and Conditions Statement regarding this type of account.
Business Money Market
- No monthly maintenance if you maintain a $1,000.00 minimum daily balance or a $2,500.00 minimum average daily balance
- Money Market rates paid on your collected balance
- $6.00 monthly maintenance fee if your balances are not met
- Withdrawals limited to six per statement cycle, with no more than three by check, draft or similar order to third parties.
- A $5.00 fee will be imposed on each excessive withdrawal
See our Terms and Conditions statement regarding this type of account.
The MAX! Business Money Market
- No monthly maintenance fee if you maintain a
- $10,000 average daily balance (otherwise, $15 per
month)
- Premium Money Market rates paid on your daily balance
- Withdrawals limited to six per statement
cycle with no more than three by check, draft or
similar order to third parties; each additional
withdrawal is $5
See our Terms and Conditions statement regarding this type of account.
Business Savings
- No monthly maintenance fee if you maintain a minimum daily balance of $100.00 (otherwise, $6 per month)
- Thee free withdrawals per calendar quarter and only $2.00 for each additional withdrawal
See our Terms and Conditions statement regarding this type of account.
Business Certificates of Deposit
- Earn competitive fixed interest rates with as little as $500.00
- Choose a maturity term from 7 days to 5 years
- Three convenient ways to receive interest: by check, direct deposit into Harbourside Community Bank account or add interest back to principal
Of Special Interest
We offer a special interest-bearing account to Attorneys who wish to participate in the Georgia Bar Foundation's Interest On Lawyers Trust Account (IOLTA) program.
- Escrow money deposited to an IOLTA account will earn interest at our announced IOLTA interest rate.
- Each month, the interest earned on the account, less any service charges is remitted to the Georgia Bar for funding its public programs.
See our Terms and Conditions statement regarding this type of account.
Additional Services
We also offer the following services to complement your banking needs:
- Courier Service
- Merchant Bank Card Services
- Online Banking
- Cash Management
- Free 24-Hour Telephone Banking
- Saturday Banking
- Night Depository
- Bank By Mail
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